Is Mint Really Free?

How much does it cost to use mint?

The app is free for the first 30 days and then costs $6/month for access to the full suite of money management features..

Does Mint report to IRS?

The IRS cannot secretly access information in Mint. They can however subpoena Mint data. … It is more likely that a request for Mint data would come up during an audit and would require the taxpayer to provide the information directly.

Can I use mint without linking accounts?

You could use the Mint app manually without connecting with any banks or other accounts. It will be a little bit cumbersome as the app is obviously designed to work through integrating with online accounts. … Then name the cash/debt account anything you like. Repeat for each account value you want to track.

Is Wally safe?

This app is free and available for iPhone and Android. It uses 128-Bit SSL and AES encryption to keep your data safe. It’s also security verified by Intuit and McAfee.

Companies that ask to link your bank account online are generally safe, but the risk of losing your information increases as you sign up for additional services. The more places you divulge account information, the higher the risk of a data breach.

Is Mint a good budget app?

Best Overall: Mint It comes with a wide range of features, the most useful being its budgeting tools, which lie front and center when you log in. Mint automatically categorizes transactions from linked credit and debit cards and tracks them against a budget you can tweak and customize to your needs.

Does Mint sell your data?

Though Mint does aggregate and sell consumer data, it anonymizes and pools the data to protect user privacy. Mint ensures a minimum number of transactions occur before pooling and distributing data.

Does Intuit own mint?

Mint.com is a free, web-based personal financial management service for the US and Canada, created by Aaron Patzer. … In 2009, Mint was acquired by Intuit, the makers of Quicken and TurboTax.

Is Mint free to use?

Mint is free to use, and there are no hidden fees. You might be wondering how they make money. … You can sign up for premium access to your credit report for a small fee. Mint also sells the aggregate (not your individual) financial data to various providers.

Is mint any good?

Cons. Mint is an exceptional personal finance service that has won multiple Editors’ Choice awards thanks to its simplicity, usability, and smart blend of financial tools. It lets you set up connections to all of your online finance accounts, check your credit score, and get a good estimate of your net worth.

Can I trust Mint app?

Is the Mint app safe and secure? … To help put your fears to rest, we got the inside scoop on the security and logistics of Mint.com. Quick answer: Mint uses bank-level encryption and monitoring through various 3rd parties companies for read-only access to your financial accounts.

Is Mint or Ynab better?

YNAB is hands down a much better tool for budgeting, and I’m excited to play around with it a little more and see how it’s going to help Coral and I with our monthly budget. Mint, on the other hand, offers you a good overall picture of your personal finance situation.

Does Mint hurt your credit score?

When you use Credit Karma or Mint, those credit reports are considered soft inquiries. Soft inquiries do not affect your credit score or report. … When you actually apply for a new account, that’s a hard inquiry, which does affect your credit report and score.

What is the best free budget app?

The 9 Best Free Budgeting Apps To Help YouMint. Mint has been around a long time and is a very well known budgeting app. … PocketGuard. PocketGuard is an app that focuses on helping you manage your spending. … You Need a Budget (YNAB) … Wally. … Goodbudget. … Simple. … BUDGT. … Mvelopes.More items…•

What banks does mint support?

FAQs. Does Mint support my Bank? Mint supports most Canadian banks, including RBC, TD, Scotiabank, Bank of Montreal, HSBC, Canadian Tire, Tangerine, American Express Canada, National Bank of Canada, Desjardins, Capital One, and many more.

Is it safe to connect bank account to mint?

In the event that your account is hacked, both Mint and PocketGuard are designed to be read-only, which means that you can’t actually move money into different accounts — and neither can your hacker. They’ll have access to your data and see how much money you have in your account, but won’t be able to do much with it.

Is there anything better than Mint?

Mint Alternatives: PocketSmith – plan your budget and project with confidence. Quicken – Old but powerful if you can make it work. EveryDollar – Dave Ramsey’s budgeting tool. GoodBudget – support envelope budgeting methodology.

What happens if Mint gets hacked?

In the event a hacker gets access to a user’s information, Mint is designed as a read-only format – meaning that even if as account and information are exposed, the hacker won’t be able to do much with it given that full account information and usernames won’t be displayed.

What are the benefits of using Mint?

Here are some mint benefits you may not have known:Mint facilitates smoother digestion.Mint’s anti-inflammatory properties soothe the swelling and keep the mucous at bay.Mint has umpteen antiviral and antibacterial properties that can keep mild flu and cold.Mint may help cure headaches too.More items…•

Which budget app is best?

Best Budgeting AppsMint: Best Money Management App.You Need a Budget: Best Debt App.Wally: Best Tracking Expenses App.Acorns: Best App for Easy Saving.Tycoon: Best App for Freelancers.